What is partial disability and is it included in total disability policy?
Partial disability (most often) is not automatically included in the total disability contract, it has be to added as a rider to the policy.
Why it is important to have partial disability in your policy?
Partial disability refers to a condition in which an individual's ability to perform certain tasks or activities is limited, but they are still able to engage in other activities to some extent. It implies that the person experiences a reduced capacity or restriction in carrying out specific functions or duties.
The extent of partial disability can vary greatly depending on the individual and the nature of their condition. It could be physical, such as a loss of limb or impairment of a bodily function, or it could be mental, such as cognitive or psychological limitations. Some common examples of partial disabilities include partial paralysis, chronic pain, vision or hearing impairment, and cognitive disorders.
Do you think this is something that is important to have in your policy?
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